body {
  margin: 0px;
  padding: 0px;
}

body, table, td, th {
  color: black;
  font-family: arial, verdana, sans-serif;
  font-size: 12px;
}

.paragraph    { color: #636363; font-size: 13px; line-height: 18px; font-family: Arial, Helvetica, Geneva, Swiss, SunSans-Regular }

a:link {
  color: #0000FF;
  text-decoration: none;
}

a:visited {
  color: #BEC2A0;
  text-decoration: none;
}

a:hover {
  color: #0000FF;
  text-decoration: underline;
}

a:active {
  color: #0000FF;
  text-decoration: underline;
}

.lftNavTop {
  color: white;
  font-size: 11px;
  font-weight: bold;
}

.lftNavTop a:link {
  color: white;
  font-size: 11px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavTop a:visited {
  color: white;
  font-size: 11px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavTop a:hover {
  color: white;
  text-decoration: none;
}

.lftNavTop a:active {
  color: white;
  text-decoration: none;
}

.lftNavBottom {
  color: black;
  font-size: 11px;
  font-weight: bold;
}

.lftNavBottom a:link {
  color: black;
  font-size: 11px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavBottom a:visited {
  color: black;
  font-size: 11px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavBottom a:hover {
  color: black;
  text-decoration: none;
}

.lftNavBottom a:active {
  color: black;
  text-decoration: none;
}

.quickLinks {
  color: white;
  font-size: 10px;
  font-weight: bold;
}

.quickLinks a:link {
  color: white;
  font-size: 10px;
  font-weight: bold;
  text-decoration: none;
}

.quickLinks a:visited {
  color: white;
  font-size: 10px;
  font-weight: bold;
  text-decoration: none;
}

.quickLinks a:hover {
  color: white;
  text-decoration: underline;
}

.quickLinks a:active {
  color: white;
  text-decoration: underline;
}

.lftNavBot {
  color: black;
  font-size: 12px;
  font-weight: bold;
}

.lftNavBot a:link {
  color: black;
  font-size: 12px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavBot a:visited {
  color: black;
  font-size: 12px;
  font-weight: bold;
  text-decoration: none;
}

.lftNavBot a:hover {
  color: black;
  text-decoration: underline;
}

.lftNavBot a:active {
  color: black;
  text-decoration: underline;
}

.ftrNav {
  color: white;
  font-size: 10px;
  font-weight: bold;
}

.ftrNav a:link {
  color: white;
  font-size: 10px;
  font-weight: bold;
  text-decoration: none;
}

.ftrNav a:visited {
  color: white;
  font-size: 10px;
  font-weight: bold;
  text-decoration: none;
}

.ftrNav a:hover {
  color: white;
  text-decoration: underline;
}

.ftrNav a:active {
  color: white;
  text-decoration: underline;
}

.pageheader {
  font-family: arial, verdana, sans-serif;
  font-size: 18px; 
  font-weight: bold; 
}

.paragraphHeader {
  font-family: arial, verdana, sans-serif;
  font-size: 12px; 
  font-weight: bold;
  color: #999999;
  text-decoration: underline; 
}

.testimonialSignature {
  font-family: arial, verdana, sans-serif;
  font-size: 12px; 
  font-weight: bold;
  color: #999999; 
}